Complimentary WCIRB Webinar

Understanding the Factors that Impact X-Mods

Experience Modifications (X-Mods) can have a significant impact on workers' compensation costs, but how are they calculated, and what factors cause them to move up or down?

Join IBASFV, Tony Paciolla and Jabari Hasan from the Workers' Compensation Insurance Rating Bureau of California (WCIRB) for an informative webinar exploring the experience rating process and the factors that influence an employer's X-Mod.

Wednesday, September 23, 2026
12:00 PM – 1:00 PM PDT
Complimentary for IBASFV Members 

 

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Understand What Really Drives an X-Mod

What You'll Learn

Attendees will get a practical overview of the experience rating process, including:

  • How Experience Modifications are calculated
  • The role of actual vs. expected losses
  • How payroll and classifications factor into experience rating
  • Why claim frequency matters
  • How X-Mods can affect workers' compensation premiums and costs