--- title: Webinar 2026 - WCIRB X-Mod image: https://www.ibasfv.com/hubfs/icon-education.jpg --- [![Independent Brokers & Agents of the San Fernando Valley](https://www.ibasfv.com/hs-fs/hubfs/IBA%20Logo.jpg?width=321&height=112&name=IBA%20Logo.jpg "Independent Brokers & Agents of the San Fernando Valley")](https://ibasfv.com/?hsLang=en) ## Complimentary WCIRB Webinar ### Understanding the Factors that Impact X-Mods Experience Modifications (X-Mods) can have a significant impact on workers' compensation costs, but how are they calculated, and what factors cause them to move up or down? Join IBASFV, Tony Paciolla and Jabari Hasan from the **Workers' Compensation Insurance Rating Bureau of California (WCIRB)** for an informative webinar exploring the experience rating process and the factors that influence an employer's X-Mod. **Wednesday, September 23, 2026** **12:00 PM – 1:00 PM PDT** **Complimentary for IBASFV Members**    ![Screenshot 2026-08-12 150158](https://www.ibasfv.com/hubfs/Screenshot%202026-08-12%20150158.jpg "Screenshot 2026-08-12 150158") ![OIP](https://www.ibasfv.com/hs-fs/hubfs/OIP.webp?width=474&height=316&name=OIP.webp) ## Understand What Really Drives an X-Mod **What You'll Learn** Attendees will get a practical overview of the experience rating process, including: - How Experience Modifications are calculated - The role of **actual vs. expected losses** - How **payroll and classifications** factor into experience rating - Why **claim frequency** matters - How X-Mods can affect workers' compensation premiums and costs [![Independent Brokers & Agents of the San Fernando Valley](https://www.ibasfv.com/hs-fs/hubfs/IBA%20Logo.jpg?width=321&height=112&name=IBA%20Logo.jpg "Independent Brokers & Agents of the San Fernando Valley")](https://ibasfv.com/?hsLang=en) Mailing Address: 14320 Ventura Blvd #159, Sherman Oaks, CA 91423 Email: [ibasfv@hotmail.com](mailto:ibasfv@hotmail.com) - [Home](https://www.ibasfv.com?hsLang=en) - [About Us](https://www.ibasfv.com?hsLang=en) - [Events](https://www.ibasfv.com/events?hsLang=en) - [Contact Us](https://www.ibasfv.com/contact?hsLang=en) --- Privacy Policy · Legal · © 2026 IBA SFV. All rights reserved.